ZIP
38450
TN · County 47181 · pop 2,633 (population)
33.0
Opportunity Index
EARLY_SIGNALNational rank #14515
Why This ZIP
ZIP 38450 ranks #14515 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 34.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38450 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47181 — ZIP 38450 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47181 — ZIP 38450 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47181 — ZIP 38450 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 33.0 |
| Property Stress | 24.0 |
| Vacancy | 19.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 52.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14515
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp34.4
Pulse score32.1
Signal Breakdown — 10 Categories
Vacancy
19.1
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
52.2
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.1%
Bank Score
52.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38450 | 32.1 | 25.2 | 0.0 | — |
| County 47181 | 32.5 | 23.4 | 0.0 | 25.2 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 37096 | 44.1 | STRONG_BUY | VACANCY | 59 | 24 |
| 38425 | 41.1 | STRONG_BUY | VACANCY | 55 | 25 |
| 38485 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 24 |
| 38475 | 32.7 | EARLY_SIGNAL | VACANCY | — | 26 |
| 38463 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 38486 | 32.1 | EARLY_SIGNAL | VACANCY | — | 16 |
| 38464 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 24 | 16 |
| 38471 | 31.1 | EARLY_SIGNAL | VACANCY | — | 24 |
| 38452 | 31.1 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38450
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.