ZIP
38541
TN · County 47133 · pop 1,584 (population)
28.9
Opportunity Index
WEAKNational rank #25195
Why This ZIP
ZIP 38541 ranks #25195 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 38541 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 47133 — ZIP 38541 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 47133 — ZIP 38541 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 47133 — ZIP 38541 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 21.0 |
| Vacancy | 6.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 29.0 |
| Construction Pressure | 24.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25195
PhaseWEAK
Primary driverVACANCY
Capital opp38.4
Pulse score22.5
Signal Breakdown — 10 Categories
Vacancy
6.7
Auction / REO
—
Construction Pressure
24.9
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
6.7%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 38541 | 22.5 | 21.7 | 0.0 | — |
| County 47133 | 28.1 | 22.2 | 0.0 | 23.6 |
| TN state avg | 31.6 | 20.3 | 0.0 | 27.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 38568 | 35.1 | WATCHLIST | VACANCY | 41 | 21 |
| 38573 | 34.0 | WATCHLIST | VACANCY | 38 | 22 |
| 38506 | 31.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 19 |
| 38574 | 31.6 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 38543 | 30.8 | WEAK | VACANCY | — | 22 |
| 38554 | 30.3 | WEAK | VACANCY | — | 21 |
| 38570 | 30.2 | WEAK | VACANCY | 25 | 21 |
| 38580 | 29.4 | WEAK | VACANCY | — | 21 |
| 38501 | 27.7 | WEAK | BANK_INSTITUTIONAL | 8 | 21 |
| 38589 | 26.2 | WEAK | BANK_INSTITUTIONAL | — | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/38541
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.