ZIP
39074
MS · County 28123 · pop 14,423 (population)
42.5
Opportunity Index
STRONG_BUYNational rank #779
Why This ZIP
ZIP 39074 ranks #779 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 40.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 39074 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28123 — ZIP 39074 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28123 — ZIP 39074 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28123 — ZIP 39074 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 45.0 |
| Listings Discount | 43.0 |
| Property Stress | 32.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.7 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#779
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp40.9
Pulse score43.5
Signal Breakdown — 10 Categories
Vacancy
19.2
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
43.0
Bank Institutional
63.7
Insurance Distress
0.0
Foreclosure / Delinquency
45.0
Top-Line Metrics
Avg DOM (days)
78.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.2%
Bank Score
63.7
Insurance Score
0.0
Listings Discount
43.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39074 | 43.5 | 35.1 | 0.0 | 43.0 |
| County 28123 | 39.6 | 32.7 | 0.0 | 38.2 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39365 | 49.2 | STRONG_BUY | VACANCY | 60 | 30 |
| 39189 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 23 |
| 39117 | 40.9 | STRONG_BUY | VACANCY | 54 | 30 |
| 39359 | 39.2 | OVERHEATED | BANK_INSTITUTIONAL | — | 34 |
| 39092 | 36.7 | OVERHEATED | VACANCY | — | 31 |
| 39057 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39145 | 33.0 | EARLY_SIGNAL | VACANCY | 49 | 10 |
| 39152 | 32.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39094 | 30.8 | WEAK | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39074
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.