ZIP
39359
MS · County 28123 · pop 185 (population)
39.2
Opportunity Index
OVERHEATEDNational rank #2906
Why This ZIP
ZIP 39359 ranks #2906 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 39359 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 28123 — ZIP 39359 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 28123 — ZIP 39359 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 28123 — ZIP 39359 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 48.0 |
| Property Stress | 34.0 |
| Vacancy | 7.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 78.5 |
| Construction Pressure | 44.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2906
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp31.1
Pulse score44.6
Signal Breakdown — 10 Categories
Vacancy
7.3
Auction / REO
—
Construction Pressure
44.1
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
78.5
Insurance Distress
0.0
Foreclosure / Delinquency
48.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.3%
Bank Score
78.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 39359 | 44.6 | 37.3 | 0.0 | — |
| County 28123 | 39.6 | 32.7 | 0.0 | 38.2 |
| MS state avg | 33.1 | 19.1 | 0.0 | 33.1 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 39365 | 49.2 | STRONG_BUY | VACANCY | 60 | 30 |
| 39074 | 42.5 | STRONG_BUY | VACANCY | 43 | 32 |
| 39189 | 41.6 | STRONG_BUY | BANK_INSTITUTIONAL | 54 | 23 |
| 39117 | 40.9 | STRONG_BUY | VACANCY | 54 | 30 |
| 39092 | 36.7 | OVERHEATED | VACANCY | — | 31 |
| 39057 | 34.2 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39145 | 33.0 | EARLY_SIGNAL | VACANCY | 49 | 10 |
| 39152 | 32.1 | EARLY_SIGNAL | VACANCY | — | 19 |
| 39094 | 30.8 | WEAK | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/39359
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.