ZIP
40350
KY · County 21181 · pop 28 (population)
24.8
Opportunity Index
WEAKNational rank #31944
Why This ZIP
ZIP 40350 ranks #31944 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40350 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21181 — ZIP 40350 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21181 — ZIP 40350 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21181 — ZIP 40350 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 24.5 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#31944
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp38.7
Pulse score15.5
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
24.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
24.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40350 | 15.5 | 19.2 | 0.0 | — |
| County 21181 | 41.1 | 26.4 | 0.0 | 40.9 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40311 | 41.8 | STRONG_BUY | VACANCY | 46 | 26 |
| 40374 | 39.5 | OVERHEATED | BANK_INSTITUTIONAL | 30 | 32 |
| 41039 | 37.2 | OVERHEATED | BANK_INSTITUTIONAL | — | 24 |
| 40361 | 34.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 24 |
| 41031 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 22 | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/40350
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.