ZIP
40374
KY · County 21011 · pop 2,667 (population)
39.5
Opportunity Index
OVERHEATEDNational rank #2613
Why This ZIP
ZIP 40374 ranks #2613 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40374 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21011 — ZIP 40374 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21011 — ZIP 40374 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21011 — ZIP 40374 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 40.0 |
| Property Stress | 32.0 |
| Listings Discount | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 88.8 |
| Bank Institutional | 65.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2613
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp35.3
Pulse score42.3
Signal Breakdown — 10 Categories
Vacancy
7.8
Auction / REO
—
Construction Pressure
88.8
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
30.0
Bank Institutional
65.4
Insurance Distress
0.0
Foreclosure / Delinquency
40.0
Top-Line Metrics
Avg DOM (days)
148.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.8%
Bank Score
65.4
Insurance Score
0.0
Listings Discount
30.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40374 | 42.3 | 34.5 | 0.0 | 30.0 |
| County 21011 | 44.3 | 34.9 | 0.0 | 39.2 |
| KY state avg | 33.8 | 22.0 | 0.0 | 29.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40371 | 46.3 | STRONG_BUY | VACANCY | 56 | 33 |
| 40360 | 44.9 | STRONG_BUY | VACANCY | 45 | 33 |
| 40311 | 41.8 | STRONG_BUY | VACANCY | 46 | 26 |
| 40358 | 38.8 | OVERHEATED | VACANCY | — | 34 |
| 40353 | 34.8 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 20 |
| 40334 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 40346 | 32.1 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/40374
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.