ZIP
40360
KY · County 21011 · pop 7,071 (population)
45.4
Opportunity Index
STRONG_BUYNational rank #223
Why This ZIP
ZIP 40360 ranks #223 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 40360 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21011 — ZIP 40360 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21011 — ZIP 40360 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21011 — ZIP 40360 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.2 |
| Foreclosure / Delinquency | 43.0 |
| Property Stress | 34.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 94.2 |
| Bank Institutional | 65.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#223
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.8
Pulse score47.8
Signal Breakdown — 10 Categories
Vacancy
14.8
Auction / REO
—
Construction Pressure
94.2
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
45.2
Bank Institutional
65.4
Insurance Distress
0.0
Foreclosure / Delinquency
43.0
Top-Line Metrics
Avg DOM (days)
163.5
Price Cut %
100.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.8%
Bank Score
65.4
Insurance Score
0.0
Listings Discount
45.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40360 | 47.8 | 36.9 | 0.0 | 45.2 |
| County 21011 | 44.9 | 36.4 | 0.0 | 39.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40371 | 46.8 | STRONG_BUY | VACANCY | 57 | 34 |
| 40311 | 42.4 | STRONG_BUY | VACANCY | 46 | 28 |
| 40374 | 40.0 | OVERHEATED | BANK_INSTITUTIONAL | 30 | 33 |
| 40358 | 39.2 | OVERHEATED | FORECLOSURE_DELINQUENCY | — | 35 |
| 40353 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 21 |
| 40334 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 40346 | 32.6 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40360
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.