ZIP
40358
KY · County 21011 · pop 1,219 (population)
39.2
Opportunity Index
OVERHEATEDNational rank #2928
Why This ZIP
ZIP 40358 ranks #2928 nationally with phase OVERHEATED. Primary driver: FORECLOSURE_DELINQUENCY. Capital opportunity score is 39.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40358 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21011 — ZIP 40358 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21011 — ZIP 40358 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21011 — ZIP 40358 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 44.0 |
| Property Stress | 35.0 |
| Vacancy | 7.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 35.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2928
PhaseOVERHEATED
Primary driverFORECLOSURE_DELINQUENCY
Capital opp39.9
Pulse score38.7
Signal Breakdown — 10 Categories
Vacancy
7.5
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
35.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
44.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
7.5%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40358 | 38.7 | 37.6 | 0.0 | — |
| County 21011 | 44.9 | 36.4 | 0.0 | 39.4 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40371 | 46.8 | STRONG_BUY | VACANCY | 57 | 34 |
| 40360 | 45.4 | STRONG_BUY | VACANCY | 45 | 34 |
| 40311 | 42.4 | STRONG_BUY | VACANCY | 46 | 28 |
| 40374 | 40.0 | OVERHEATED | BANK_INSTITUTIONAL | 30 | 33 |
| 40353 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 21 |
| 40334 | 34.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 40346 | 32.6 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40358
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.