ZIP
40357
KY · County 21017 · pop 94 (population)
34.7
Opportunity Index
EARLY_SIGNALNational rank #10351
Why This ZIP
ZIP 40357 ranks #10351 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 40357 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 21017 — ZIP 40357 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 21017 — ZIP 40357 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 21017 — ZIP 40357 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 26.0 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 14.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.5 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10351
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.0
Pulse score31.9
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
71.5
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 40357 | 31.9 | 24.2 | 0.0 | — |
| County 21017 | 35.3 | 23.1 | 0.0 | 28.1 |
| KY state avg | 34.6 | 23.8 | 0.0 | 29.9 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 40311 | 42.4 | STRONG_BUY | VACANCY | 46 | 28 |
| 40374 | 40.0 | OVERHEATED | BANK_INSTITUTIONAL | 30 | 33 |
| 40361 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 25 |
| 40353 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 38 | 21 |
| 40324 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 16 |
| 40511 | 34.6 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 19 |
| 40348 | 34.4 | EARLY_SIGNAL | VACANCY | — | 26 |
| 41031 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 22 | 26 |
| 40516 | 28.6 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/40357
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.