ZIP
46077
IN · County 18011 · pop 35,378 (population)
31.5
Opportunity Index
EARLY_SIGNALNational rank #18563
Why This ZIP
ZIP 46077 ranks #18563 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46077 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18011 — ZIP 46077 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18011 — ZIP 46077 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18011 — ZIP 46077 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.0 |
| Property Stress | 9.0 |
| Foreclosure / Delinquency | 3.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 57.9 |
| Construction Pressure | 47.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#18563
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp38.0
Pulse score27.1
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
47.5
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
43.0
Bank Institutional
57.9
Insurance Distress
0.0
Foreclosure / Delinquency
3.0
Top-Line Metrics
Avg DOM (days)
25.9
Price Cut %
5.9%
Short-Sale Listings
29
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
57.9
Insurance Score
0.0
Listings Discount
43.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46077 | 27.1 | 6.9 | 0.0 | 43.0 |
| County 18011 | 28.0 | 6.7 | 0.0 | 39.8 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46050 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 14 |
| 46147 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 9 |
| 46268 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 19 |
| 46112 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 10 |
| 46052 | 31.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 9 |
| 46069 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 13 |
| 46071 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 46075 | 29.7 | WEAK | BANK_INSTITUTIONAL | 34 | 9 |
| 47933 | 29.6 | WEAK | BANK_INSTITUTIONAL | 33 | 13 |
| 47968 | 29.0 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46077
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.