ZIP
46205
IN · County 18097 · pop 29,196 (population)
33.9
Opportunity Index
EARLY_SIGNALNational rank #12253
Why This ZIP
ZIP 46205 ranks #12253 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46205 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18097 — ZIP 46205 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18097 — ZIP 46205 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18097 — ZIP 46205 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 26.1 |
| Property Stress | 19.0 |
| Vacancy | 15.4 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.8 |
| Bank Institutional | 58.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12253
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.6
Pulse score34.8
Signal Breakdown — 10 Categories
Vacancy
15.4
Auction / REO
—
Construction Pressure
70.8
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
26.1
Bank Institutional
58.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
94.6
Price Cut %
—%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
15.4%
Bank Score
58.5
Insurance Score
0.0
Listings Discount
26.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46205 | 34.8 | 17.6 | 0.0 | 26.1 |
| County 18097 | 33.8 | 17.4 | 0.0 | 34.4 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46218 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 46 | 19 |
| 46239 | 39.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 19 |
| 46278 | 38.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 18 |
| 46222 | 38.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 19 |
| 46235 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 19 |
| 46221 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 19 |
| 46203 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 19 |
| 46201 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 37 | 19 |
| 46225 | 37.3 | OVERHEATED | VACANCY | 35 | 19 |
| 46236 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46205
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.