ZIP
46342
IN · County 18089 · pop 32,525 (population)
34.9
Opportunity Index
WATCHLISTNational rank #9853
Why This ZIP
ZIP 46342 ranks #9853 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46342 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18089 — ZIP 46342 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18089 — ZIP 46342 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18089 — ZIP 46342 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 37.4 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.0 |
| Construction Pressure | 55.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9853
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.8
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
7.1
Auction / REO
—
Construction Pressure
55.6
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
37.4
Bank Institutional
61.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
138.8
Price Cut %
14.2%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.1%
Bank Score
61.0
Insurance Score
0.0
Listings Discount
37.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46342 | 33.7 | 18.9 | 0.0 | 37.4 |
| County 18089 | 35.3 | 21.2 | 0.0 | 38.3 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46408 | 42.1 | STRONG_BUY | VACANCY | 56 | 22 |
| 46324 | 40.8 | STRONG_BUY | BANK_INSTITUTIONAL | 55 | 22 |
| 46327 | 40.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 46394 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 22 |
| 46323 | 39.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 22 |
| 46311 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 22 |
| 46321 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 46322 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 22 |
| 46307 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 22 |
| 46407 | 37.6 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46342
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.