ZIP
46928
IN · County 18053 · pop 4,450 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7310
Why This ZIP
ZIP 46928 ranks #7310 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46928 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18053 — ZIP 46928 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18053 — ZIP 46928 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18053 — ZIP 46928 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 22.0 |
| Vacancy | 10.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 85.2 |
| Bank Institutional | 65.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7310
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.4
Pulse score39.2
Signal Breakdown — 10 Categories
Vacancy
10.2
Auction / REO
—
Construction Pressure
85.2
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
65.0
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.2%
Bank Score
65.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46928 | 39.2 | 21.8 | 0.0 | — |
| County 18053 | 37.3 | 21.2 | 0.0 | 30.7 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46953 | 41.4 | STRONG_BUY | VACANCY | 50 | 22 |
| 46938 | 40.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 22 |
| 46991 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 53 | 19 |
| 46952 | 35.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 20 |
| 46986 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 46933 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 46987 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 46930 | 33.9 | EARLY_SIGNAL | VACANCY | — | 22 |
| 46919 | 33.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 20 |
| 46989 | 33.7 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/46928
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.