ZIP
46953
IN · County 18053 · pop 23,570 (population)
40.7
Opportunity Index
STRONG_BUYNational rank #1653
Why This ZIP
ZIP 46953 ranks #1653 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 46953 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18053 — ZIP 46953 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18053 — ZIP 46953 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18053 — ZIP 46953 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.7 |
| Foreclosure / Delinquency | 22.0 |
| Property Stress | 20.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 89.2 |
| Bank Institutional | 62.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1653
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.5
Pulse score40.1
Signal Breakdown — 10 Categories
Vacancy
12.5
Auction / REO
—
Construction Pressure
89.2
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
49.7
Bank Institutional
62.0
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
127.3
Price Cut %
28.9%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
12.5%
Bank Score
62.0
Insurance Score
0.0
Listings Discount
49.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46953 | 40.1 | 19.9 | 0.0 | 49.7 |
| County 18053 | 36.5 | 19.5 | 0.0 | 30.6 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46938 | 39.9 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 58 | 20 |
| 46991 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 18 |
| 46952 | 35.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 19 |
| 46928 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46986 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46933 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46987 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46919 | 33.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 19 |
| 47348 | 33.3 | EARLY_SIGNAL | VACANCY | 44 | 13 |
| 46930 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46953
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.