ZIP
46965
IN · County 18067 · pop 44 (population)
23.5
Opportunity Index
WEAKNational rank #32917
Why This ZIP
ZIP 46965 ranks #32917 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46965 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18067 — ZIP 46965 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18067 — ZIP 46965 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18067 — ZIP 46965 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 32.5 |
⚠ Missing Data
VacancyAuction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings Discount
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#32917
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score14.9
Signal Breakdown — 10 Categories
Vacancy
0.0
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
32.5
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
0.0%
Bank Score
32.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46965 | 14.9 | 12.0 | 0.0 | — |
| County 18067 | 29.8 | 15.9 | 0.0 | 35.0 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46928 | 35.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 46936 | 33.9 | WATCHLIST | BANK_INSTITUTIONAL | 46 | 18 |
| 46919 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 19 |
| 46901 | 33.3 | EARLY_SIGNAL | VACANCY | 40 | 18 |
| 46902 | 31.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 18 |
| 46932 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 46076 | 30.5 | WEAK | VACANCY | — | 18 |
| 46068 | 29.6 | WEAK | BANK_INSTITUTIONAL | — | 18 |
| 46929 | 28.8 | WEAK | BANK_INSTITUTIONAL | 20 | 22 |
| 46979 | 28.8 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/46965
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.