ZIP
47304
IN · County 18035 · pop 31,432 (population)
38.6
Opportunity Index
OVERHEATEDNational rank #3579
Why This ZIP
ZIP 47304 ranks #3579 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47304 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18035 — ZIP 47304 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18035 — ZIP 47304 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18035 — ZIP 47304 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.5 |
| Property Stress | 30.0 |
| Foreclosure / Delinquency | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 59.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3579
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp37.9
Pulse score39.0
Signal Breakdown — 10 Categories
Vacancy
5.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
34.5
Bank Institutional
59.4
Insurance Distress
0.0
Foreclosure / Delinquency
22.0
Top-Line Metrics
Avg DOM (days)
146.8
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
5.7%
Bank Score
59.4
Insurance Score
0.0
Listings Discount
34.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47304 | 39.0 | 22.6 | 0.0 | 34.5 |
| County 18035 | 40.0 | 22.1 | 0.0 | 33.7 |
| IN state avg | 31.8 | 15.8 | 0.0 | 33.3 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47302 | 43.5 | STRONG_BUY | VACANCY | 50 | 30 |
| 47383 | 42.5 | STRONG_BUY | LISTINGS_DISCOUNT | 59 | 30 |
| 47342 | 42.5 | STRONG_BUY | LISTINGS_DISCOUNT | 55 | 30 |
| 47305 | 40.4 | OVERHEATED | VACANCY | — | 30 |
| 47396 | 39.4 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 30 |
| 47320 | 39.3 | OVERHEATED | BANK_INSTITUTIONAL | — | 30 |
| 47303 | 39.2 | OVERHEATED | BANK_INSTITUTIONAL | 31 | 30 |
| 47334 | 38.5 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 43 | 30 |
| 46012 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 46017 | 38.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/47304
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.