ZIP
47396
IN · County 18035 · pop 7,808 (population)
39.0
Opportunity Index
OVERHEATEDNational rank #3112
Why This ZIP
ZIP 47396 ranks #3112 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47396 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18035 — ZIP 47396 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18035 — ZIP 47396 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18035 — ZIP 47396 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.4 |
| Property Stress | 29.0 |
| Foreclosure / Delinquency | 21.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3112
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp35.5
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
9.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
33.4
Bank Institutional
68.4
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
9.0%
Bank Score
68.4
Insurance Score
0.0
Listings Discount
33.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47396 | 41.4 | 21.3 | 0.0 | 33.4 |
| County 18035 | 39.5 | 20.9 | 0.0 | 33.6 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47302 | 43.1 | STRONG_BUY | VACANCY | 50 | 29 |
| 47383 | 42.1 | STRONG_BUY | LISTINGS_DISCOUNT | 59 | 29 |
| 47342 | 42.1 | STRONG_BUY | LISTINGS_DISCOUNT | 55 | 29 |
| 47305 | 40.0 | OVERHEATED | VACANCY | — | 29 |
| 47320 | 38.9 | OVERHEATED | BANK_INSTITUTIONAL | — | 29 |
| 47303 | 38.9 | OVERHEATED | BANK_INSTITUTIONAL | 31 | 29 |
| 47304 | 38.2 | OVERHEATED | BANK_INSTITUTIONAL | 34 | 29 |
| 47334 | 38.1 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 43 | 29 |
| 46012 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 20 |
| 46017 | 37.7 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47396
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.