ZIP
47581
IN · County 18101 · pop 2,828 (population)
38.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #3234
Why This ZIP
ZIP 47581 ranks #3234 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 52.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47581 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18101 — ZIP 47581 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18101 — ZIP 47581 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18101 — ZIP 47581 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.5 |
| Foreclosure / Delinquency | 30.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 25.0 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3234
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp52.6
Pulse score29.8
Signal Breakdown — 10 Categories
Vacancy
21.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
56.5
Bank Institutional
25.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
5.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
21.5%
Bank Score
25.0
Insurance Score
0.0
Listings Discount
56.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47581 | 29.8 | 25.8 | 0.0 | 56.5 |
| County 18101 | 32.2 | 20.5 | 0.0 | 22.5 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47432 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 47553 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 19 |
| 47562 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 47446 | 32.4 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 47 | 14 |
| 47470 | 29.9 | WEAK | VACANCY | — | 15 |
| 47522 | 29.5 | WEAK | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47581
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.