ZIP
47620
IN · County 18129 · pop 12,533 (population)
33.7
Opportunity Index
WATCHLISTNational rank #12742
Why This ZIP
ZIP 47620 ranks #12742 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47620 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18129 — ZIP 47620 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18129 — ZIP 47620 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18129 — ZIP 47620 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.3 |
| Property Stress | 9.0 |
| Vacancy | 8.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.2 |
| Construction Pressure | 57.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12742
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score31.6
Signal Breakdown — 10 Categories
Vacancy
8.7
Auction / REO
—
Construction Pressure
57.9
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
45.3
Bank Institutional
65.2
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
100.2
Price Cut %
25.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
8.7%
Bank Score
65.2
Insurance Score
0.0
Listings Discount
45.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47620 | 31.6 | 6.4 | 0.0 | 45.3 |
| County 18129 | 29.6 | 7.8 | 0.0 | 34.3 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47712 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 16 |
| 47631 | 32.4 | EARLY_SIGNAL | VACANCY | 43 | 9 |
| 47612 | 30.4 | WEAK | VACANCY | — | 11 |
| 47633 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 47616 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 47638 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47620
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.