ZIP
47631
IN · County 18129 · pop 2,085 (population)
32.4
Opportunity Index
EARLY_SIGNALNational rank #16094
Why This ZIP
ZIP 47631 ranks #16094 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 41.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47631 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18129 — ZIP 47631 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18129 — ZIP 47631 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18129 — ZIP 47631 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 43.0 |
| Vacancy | 14.0 |
| Property Stress | 9.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 57.9 |
| Bank Institutional | 35.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16094
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp41.9
Pulse score26.0
Signal Breakdown — 10 Categories
Vacancy
14.0
Auction / REO
—
Construction Pressure
57.9
FL Deep Bonus
—
Property Stress
9.0
HOA / Federal Liens
—
Listings Discount
43.0
Bank Institutional
35.5
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
79.5
Price Cut %
20.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
14.0%
Bank Score
35.5
Insurance Score
0.0
Listings Discount
43.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47631 | 26.0 | 6.4 | 0.0 | 43.0 |
| County 18129 | 29.6 | 7.8 | 0.0 | 34.3 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47712 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 16 |
| 47620 | 33.7 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 9 |
| 47612 | 30.4 | WEAK | VACANCY | — | 11 |
| 47633 | 29.3 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 47616 | 27.4 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 47638 | 25.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47631
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.