ZIP
47905
IN · County 18157 · pop 42,109 (population)
27.2
Opportunity Index
WEAKNational rank #28686
Why This ZIP
ZIP 47905 ranks #28686 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 47905 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18157 — ZIP 47905 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18157 — ZIP 47905 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18157 — ZIP 47905 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 18.7 |
| Property Stress | 6.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 55.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#28686
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.6
Pulse score27.0
Signal Breakdown — 10 Categories
Vacancy
4.8
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
6.0
HOA / Federal Liens
—
Listings Discount
18.7
Bank Institutional
55.4
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
127.1
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
4.8%
Bank Score
55.4
Insurance Score
0.0
Listings Discount
18.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47905 | 27.0 | 4.9 | 0.0 | 18.7 |
| County 18157 | 28.3 | 5.3 | 0.0 | 20.9 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46058 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 46923 | 35.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 47904 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 6 |
| 47918 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 47992 | 34.1 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 6 |
| 47955 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 47920 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 47970 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47909 | 29.0 | WEAK | BANK_INSTITUTIONAL | 26 | 6 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/47905
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.