ZIP
46923
IN · County 18015 · pop 8,036 (population)
35.1
Opportunity Index
EARLY_SIGNALNational rank #9391
Why This ZIP
ZIP 46923 ranks #9391 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 46923 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18015 — ZIP 46923 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18015 — ZIP 46923 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18015 — ZIP 46923 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 22.0 |
| Vacancy | 14.1 |
▼ Top 3 Risk Signals
| Bank Institutional | 59.1 |
| Construction Pressure | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9391
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.6
Pulse score36.7
Signal Breakdown — 10 Categories
Vacancy
14.1
Auction / REO
—
Construction Pressure
56.8
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
59.1
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
14.1%
Bank Score
59.1
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 46923 | 36.7 | 23.6 | 0.0 | — |
| County 18015 | 31.4 | 21.7 | 0.0 | 13.0 |
| IN state avg | 31.4 | 14.7 | 0.0 | 33.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 47960 | 40.8 | STRONG_BUY | VACANCY | 44 | 24 |
| 46041 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 15 |
| 47923 | 36.6 | OVERHEATED | BANK_INSTITUTIONAL | — | 24 |
| 46947 | 36.0 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 17 |
| 47926 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 23 |
| 47950 | 33.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 46065 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 47920 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 46932 | 30.5 | WEAK | BANK_INSTITUTIONAL | — | 17 |
| 47997 | 29.6 | WEAK | VACANCY | — | 23 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/46923
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.