ZIP
47981
IN · County 18157 · pop 915 (population)
28.4
Opportunity Index
WEAKNational rank #26294
Why This ZIP
ZIP 47981 ranks #26294 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 35.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 47981 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 18157 — ZIP 47981 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 18157 — ZIP 47981 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 18157 — ZIP 47981 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 9.9 |
| Property Stress | 7.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#26294
PhaseWEAK
Primary driverVACANCY
Capital opp35.1
Pulse score23.9
Signal Breakdown — 10 Categories
Vacancy
9.9
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.9%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 47981 | 23.9 | 5.1 | 0.0 | — |
| County 18157 | 28.3 | 5.3 | 0.0 | 20.8 |
| IN state avg | 31.3 | 14.7 | 0.0 | 33.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 46058 | 39.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 55 | 15 |
| 46923 | 35.1 | EARLY_SIGNAL | VACANCY | — | 22 |
| 47904 | 34.9 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 6 |
| 47918 | 34.3 | EARLY_SIGNAL | VACANCY | — | 18 |
| 47930 | 34.3 | WATCHLIST | LISTINGS_DISCOUNT | 49 | 7 |
| 47992 | 34.1 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 6 |
| 47955 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 47920 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 10 |
| 47970 | 31.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 47909 | 29.0 | WEAK | BANK_INSTITUTIONAL | 26 | 6 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/47981
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.