ZIP
48044
MI · County 26099 · pop 58,631 (population)
33.9
Opportunity Index
WATCHLISTNational rank #12176
Why This ZIP
ZIP 48044 ranks #12176 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48044 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26099 — ZIP 48044 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26099 — ZIP 48044 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26099 — ZIP 48044 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.9 |
| Property Stress | 12.0 |
| Foreclosure / Delinquency | 2.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 63.5 |
| Bank Institutional | 61.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12176
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.4
Pulse score30.3
Signal Breakdown — 10 Categories
Vacancy
1.4
Auction / REO
—
Construction Pressure
63.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
46.9
Bank Institutional
61.5
Insurance Distress
0.0
Foreclosure / Delinquency
2.0
Top-Line Metrics
Avg DOM (days)
40.3
Price Cut %
7.5%
Short-Sale Listings
28
Auction Events 90d
—
Vacancy %
1.4%
Bank Score
61.5
Insurance Score
0.0
Listings Discount
46.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48044 | 30.3 | 8.4 | 0.0 | 46.9 |
| County 26099 | 31.1 | 8.4 | 0.0 | 45.6 |
| MI state avg | 31.8 | 13.9 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48236 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 20 |
| 48089 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 12 |
| 48091 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 12 |
| 48021 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 12 |
| 48081 | 36.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 48066 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 48035 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 51 | 12 |
| 48088 | 35.2 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 12 |
| 48015 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
| 48082 | 35.0 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 12 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/48044
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.