ZIP
48642
MI · County 26111 · pop 33,770 (population)
29.5
Opportunity Index
WEAKNational rank #23701
Why This ZIP
ZIP 48642 ranks #23701 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 27.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 48642 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26111 — ZIP 48642 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26111 — ZIP 48642 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26111 — ZIP 48642 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 23.9 |
| Property Stress | 7.0 |
| Foreclosure / Delinquency | 6.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 69.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23701
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp27.1
Pulse score31.1
Signal Breakdown — 10 Categories
Vacancy
4.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
7.0
HOA / Federal Liens
—
Listings Discount
23.9
Bank Institutional
69.4
Insurance Distress
0.0
Foreclosure / Delinquency
6.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
4.7%
Bank Score
69.4
Insurance Score
0.0
Listings Discount
23.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48642 | 31.1 | 4.8 | 0.0 | 23.9 |
| County 26111 | 30.9 | 5.5 | 0.0 | 30.8 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48612 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 48880 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 48637 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 15 |
| 48626 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 53 | 16 |
| 48623 | 36.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 13 |
| 48657 | 36.3 | WATCHLIST | BANK_INSTITUTIONAL | 50 | 7 |
| 48883 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 10 |
| 48618 | 35.1 | WATCHLIST | VACANCY | 51 | 8 |
| 48615 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 48858 | 31.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/48642
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.