ZIP
48859
MI · County 26073 · pop 2,244 (population)
24.7
Opportunity Index
WEAKNational rank #32041
Why This ZIP
ZIP 48859 ranks #32041 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.9, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 48859 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26073 — ZIP 48859 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26073 — ZIP 48859 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26073 — ZIP 48859 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 31.5 |
| Construction Pressure | 27.1 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#32041
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp35.9
Pulse score17.3
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
27.1
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 48859 | 17.3 | 10.8 | 0.0 | — |
| County 26073 | 31.0 | 13.5 | 0.0 | 32.0 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 48617 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
| 48632 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 48880 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 12 |
| 48622 | 36.9 | OVERHEATED | VACANCY | — | 23 |
| 48883 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 49 | 10 |
| 49305 | 35.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 48618 | 35.1 | WATCHLIST | VACANCY | 51 | 8 |
| 48878 | 33.9 | WATCHLIST | VACANCY | 47 | 12 |
| 49340 | 33.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 48829 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/48859
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.