ZIP
49340
MI · County 26107 · pop 2,479 (population)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14022
Why This ZIP
ZIP 49340 ranks #14022 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 31.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49340 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26107 — ZIP 49340 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26107 — ZIP 49340 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26107 — ZIP 49340 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 24.0 |
| Property Stress | 21.0 |
| Vacancy | 16.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.4 |
| Construction Pressure | 23.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#14022
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp31.7
Pulse score34.2
Signal Breakdown — 10 Categories
Vacancy
16.0
Auction / REO
—
Construction Pressure
23.2
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
62.4
Insurance Distress
0.0
Foreclosure / Delinquency
24.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.0%
Bank Score
62.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49340 | 34.2 | 20.9 | 0.0 | — |
| County 26107 | 33.3 | 23.6 | 0.0 | 24.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49631 | 40.9 | STRONG_BUY | VACANCY | 52 | 25 |
| 48850 | 40.8 | STRONG_BUY | VACANCY | 53 | 21 |
| 49639 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 48632 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 49337 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 25 |
| 49342 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 49307 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 24 |
| 48886 | 35.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 49305 | 35.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 49346 | 34.0 | EARLY_SIGNAL | VACANCY | 22 | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49340
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.