ZIP
49346
MI · County 26107 · pop 4,851 (population)
34.0
Opportunity Index
EARLY_SIGNALNational rank #12004
Why This ZIP
ZIP 49346 ranks #12004 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49346 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26107 — ZIP 49346 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26107 — ZIP 49346 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26107 — ZIP 49346 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 30.6 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 24.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.9 |
| Construction Pressure | 22.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#12004
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.3
Pulse score37.1
Signal Breakdown — 10 Categories
Vacancy
30.6
Auction / REO
—
Construction Pressure
22.3
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
22.2
Bank Institutional
71.9
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
30.6%
Bank Score
71.9
Insurance Score
0.0
Listings Discount
22.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49346 | 37.1 | 24.3 | 0.0 | 22.2 |
| County 26107 | 33.3 | 23.6 | 0.0 | 24.9 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49631 | 40.9 | STRONG_BUY | VACANCY | 52 | 25 |
| 48850 | 40.8 | STRONG_BUY | VACANCY | 53 | 21 |
| 49639 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 48632 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 49337 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 42 | 25 |
| 49342 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 48 | 24 |
| 49307 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 41 | 24 |
| 48886 | 35.6 | EARLY_SIGNAL | VACANCY | — | 20 |
| 49305 | 35.2 | EARLY_SIGNAL | VACANCY | — | 22 |
| 49340 | 33.2 | EARLY_SIGNAL | VACANCY | — | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49346
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.