ZIP
49639
MI · County 26133 · pop 2,420 (population)
40.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #1947
Why This ZIP
ZIP 49639 ranks #1947 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 51.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49639 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26133 — ZIP 49639 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26133 — ZIP 49639 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26133 — ZIP 49639 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 56.9 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 22.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1947
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp51.8
Pulse score32.6
Signal Breakdown — 10 Categories
Vacancy
21.3
Auction / REO
—
Construction Pressure
22.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
56.9
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
9.0
Price Cut %
0.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
21.3%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
56.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49639 | 32.6 | 24.7 | 0.0 | 56.9 |
| County 26133 | 39.1 | 25.1 | 0.0 | 44.5 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49665 | 43.6 | STRONG_BUY | VACANCY | 52 | 26 |
| 49677 | 42.2 | STRONG_BUY | VACANCY | 57 | 25 |
| 49655 | 41.4 | STRONG_BUY | VACANCY | 50 | 25 |
| 49631 | 40.9 | STRONG_BUY | VACANCY | 52 | 25 |
| 48632 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 49688 | 36.6 | OVERHEATED | VACANCY | — | 25 |
| 49679 | 32.8 | EARLY_SIGNAL | VACANCY | — | 25 |
| 49338 | 32.5 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49639
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.