ZIP
49655
MI · County 26133 · pop 3,415 (population)
41.4
Opportunity Index
STRONG_BUYNational rank #1249
Why This ZIP
ZIP 49655 ranks #1249 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 41.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 49655 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26133 — ZIP 49655 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26133 — ZIP 49655 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26133 — ZIP 49655 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.9 |
| Vacancy | 35.2 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.5 |
| Construction Pressure | 39.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1249
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp41.8
Pulse score41.2
Signal Breakdown — 10 Categories
Vacancy
35.2
Auction / REO
—
Construction Pressure
39.7
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
49.9
Bank Institutional
65.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
8.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
35.2%
Bank Score
65.5
Insurance Score
0.0
Listings Discount
49.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49655 | 41.2 | 24.7 | 0.0 | 49.9 |
| County 26133 | 39.1 | 25.1 | 0.0 | 44.5 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49665 | 43.6 | STRONG_BUY | VACANCY | 52 | 26 |
| 49677 | 42.2 | STRONG_BUY | VACANCY | 57 | 25 |
| 49631 | 40.9 | STRONG_BUY | VACANCY | 52 | 25 |
| 49639 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 57 | 25 |
| 48632 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 50 | 23 |
| 49688 | 36.6 | OVERHEATED | VACANCY | — | 25 |
| 49679 | 32.8 | EARLY_SIGNAL | VACANCY | — | 25 |
| 49338 | 32.5 | EARLY_SIGNAL | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49655
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.