ZIP
49071
MI · County 26159 · pop 11,839 (population)
30.5
Opportunity Index
WEAKNational rank #21198
Why This ZIP
ZIP 49071 ranks #21198 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 49071 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 26159 — ZIP 49071 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 26159 — ZIP 49071 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 26159 — ZIP 49071 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 17.0 |
| Vacancy | 2.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 75.6 |
| Construction Pressure | 32.6 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#21198
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.3
Pulse score32.0
Signal Breakdown — 10 Categories
Vacancy
2.7
Auction / REO
—
Construction Pressure
32.6
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
75.6
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
2.7%
Bank Score
75.6
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 49071 | 32.0 | 16.1 | 0.0 | — |
| County 26159 | 29.9 | 17.8 | 0.0 | 11.5 |
| MI state avg | 31.8 | 14.0 | 0.0 | 36.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 49013 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 18 |
| 49038 | 35.5 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49067 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 49064 | 33.8 | WATCHLIST | VACANCY | 44 | 18 |
| 49045 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
| 49090 | 33.1 | EARLY_SIGNAL | VACANCY | 24 | 18 |
| 49047 | 33.0 | EARLY_SIGNAL | VACANCY | 22 | 19 |
| 49098 | 32.8 | EARLY_SIGNAL | VACANCY | — | 19 |
| 49078 | 32.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 18 |
| 49022 | 32.5 | EARLY_SIGNAL | VACANCY | 23 | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/49071
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.