ZIP
54481
WI · County 55097 · pop 27,878 (population)
26.5
Opportunity Index
WEAKNational rank #29841
Why This ZIP
ZIP 54481 ranks #29841 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 54481 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 55097 — ZIP 54481 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 55097 — ZIP 54481 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 55097 — ZIP 54481 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 16.6 |
| Property Stress | 8.0 |
| Vacancy | 5.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 80.7 |
| Bank Institutional | 58.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#29841
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp26.6
Pulse score26.5
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
80.7
FL Deep Bonus
—
Property Stress
8.0
HOA / Federal Liens
—
Listings Discount
16.6
Bank Institutional
58.2
Insurance Distress
0.0
Foreclosure / Delinquency
5.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
58.2
Insurance Score
0.0
Listings Discount
16.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 54481 | 26.5 | 5.5 | 0.0 | 16.6 |
| County 55097 | 28.1 | 6.3 | 0.0 | 17.9 |
| WI state avg | 28.7 | 11.1 | 0.0 | 19.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 54966 | 40.8 | STRONG_BUY | VACANCY | 54 | 16 |
| 54984 | 35.6 | EARLY_SIGNAL | VACANCY | — | 18 |
| 54921 | 34.9 | WATCHLIST | LISTINGS_DISCOUNT | 53 | 10 |
| 54499 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 17 |
| 54494 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 10 |
| 54945 | 33.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 54482 | 32.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 45 | 8 |
| 54473 | 32.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 54909 | 32.9 | EARLY_SIGNAL | VACANCY | — | 10 |
| 54981 | 32.0 | EARLY_SIGNAL | VACANCY | 23 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/54481
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.