ZIP
55366
MN · County 27143 · pop 441 (population)
31.2
Opportunity Index
EARLY_SIGNALNational rank #19383
Why This ZIP
ZIP 55366 ranks #19383 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 55366 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 27143 — ZIP 55366 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 27143 — ZIP 55366 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 27143 — ZIP 55366 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 16.0 |
| Foreclosure / Delinquency | 13.0 |
| Vacancy | 9.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 72.2 |
| Construction Pressure | 32.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19383
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp28.8
Pulse score32.8
Signal Breakdown — 10 Categories
Vacancy
9.4
Auction / REO
—
Construction Pressure
32.8
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
72.2
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.4%
Bank Score
72.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 55366 | 32.8 | 14.7 | 0.0 | — |
| County 27143 | 32.6 | 13.5 | 0.0 | 26.1 |
| MN state avg | 27.7 | 9.0 | 0.0 | 23.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 55396 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 16 |
| 55307 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 16 |
| 56044 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 45 | 17 |
| 55314 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 56058 | 33.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 34 | 18 |
| 55338 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 55332 | 30.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 55335 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 55334 | 30.7 | WEAK | BANK_INSTITUTIONAL | — | 16 |
| 56054 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/55366
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.