ZIP
58218
ND · County 38097 · pop 819 (population)
40.0
Opportunity Index
PEAK_OPPORTUNITYNational rank #2181
Why This ZIP
ZIP 58218 ranks #2181 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 41.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 58218 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38097 — ZIP 58218 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38097 — ZIP 58218 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38097 — ZIP 58218 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.6 |
| Foreclosure / Delinquency | 34.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.0 |
| Bank Institutional | 65.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2181
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp41.6
Pulse score38.9
Signal Breakdown — 10 Categories
Vacancy
2.4
Auction / REO
—
Construction Pressure
70.0
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
48.6
Bank Institutional
65.5
Insurance Distress
0.0
Foreclosure / Delinquency
34.0
Top-Line Metrics
Avg DOM (days)
104.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
2.4%
Bank Score
65.5
Insurance Score
0.0
Listings Discount
48.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58218 | 38.9 | 26.3 | 0.0 | 48.6 |
| County 38097 | 37.1 | 25.2 | 0.0 | 14.7 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58035 | 37.1 | OVERHEATED | VACANCY | — | 20 |
| 58257 | 36.9 | OVERHEATED | VACANCY | — | 26 |
| 58274 | 36.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 26 |
| 58038 | 36.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 58045 | 36.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 29 | 26 |
| 58048 | 35.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 58240 | 34.4 | EARLY_SIGNAL | VACANCY | — | 22 |
| 58016 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 58219 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
| 58223 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 26 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/58218
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.