ZIP
58227
ND · County 38099 · pop 479 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16899
Why This ZIP
ZIP 58227 ranks #16899 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 58227 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 38099 — ZIP 58227 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 38099 — ZIP 58227 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 38099 — ZIP 58227 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 33.6 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 71.8 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#16899
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.2
Pulse score34.1
Signal Breakdown — 10 Categories
Vacancy
33.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
71.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
33.6%
Bank Score
71.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 58227 | 34.1 | 16.7 | 0.0 | — |
| County 38099 | 30.9 | 16.3 | 0.0 | 28.9 |
| ND state avg | 32.6 | 14.1 | 0.0 | 27.8 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 58231 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 58 | 15 |
| 58237 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 54 | 18 |
| 58321 | 33.5 | WATCHLIST | VACANCY | 46 | 16 |
| 58225 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 58250 | 32.2 | EARLY_SIGNAL | VACANCY | — | 18 |
| 56744 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 58261 | 31.0 | EARLY_SIGNAL | VACANCY | — | 15 |
| 58270 | 30.7 | WEAK | VACANCY | — | 18 |
| 58243 | 30.6 | WEAK | VACANCY | — | 18 |
| 58210 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/58227
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.