ZIP
68401
NE · County 31185 · pop 1,073 (population)
29.9
Opportunity Index
WEAKNational rank #22749
Why This ZIP
ZIP 68401 ranks #22749 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 28.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68401 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31185 — ZIP 68401 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31185 — ZIP 68401 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31185 — ZIP 68401 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 12.0 |
| Vacancy | 8.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.2 |
| Construction Pressure | 37.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#22749
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp28.6
Pulse score30.8
Signal Breakdown — 10 Categories
Vacancy
8.7
Auction / REO
—
Construction Pressure
37.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
69.2
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.7%
Bank Score
69.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68401 | 30.8 | 12.7 | 0.0 | — |
| County 31185 | 28.8 | 13.6 | 0.0 | 15.8 |
| NE state avg | 30.4 | 13.3 | 0.0 | 28.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68365 | 43.4 | OVERHEATED | BANK_INSTITUTIONAL | — | 45 |
| 68351 | 42.3 | OVERHEATED | VACANCY | — | 37 |
| 68354 | 41.7 | OVERHEATED | BANK_INSTITUTIONAL | — | 41 |
| 68666 | 36.3 | EARLY_SIGNAL | VACANCY | — | 25 |
| 68654 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 68367 | 33.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 68979 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 68319 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 68843 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 68371 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/68401
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.