ZIP
68865
NE · County 31081 · pop 1,050 (population)
28.8
Opportunity Index
WEAKNational rank #25401
Why This ZIP
ZIP 68865 ranks #25401 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 68865 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 31081 — ZIP 68865 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 31081 — ZIP 68865 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 31081 — ZIP 68865 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 21.0 |
| Property Stress | 17.0 |
| Vacancy | 9.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 45.8 |
| Bank Institutional | 26.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#25401
PhaseWEAK
Primary driverVACANCY
Capital opp38.2
Pulse score22.5
Signal Breakdown — 10 Categories
Vacancy
9.3
Auction / REO
—
Construction Pressure
45.8
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
26.0
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
9.3%
Bank Score
26.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 68865 | 22.5 | 17.2 | 0.0 | — |
| County 31081 | 31.9 | 16.8 | 0.0 | 30.7 |
| NE state avg | 30.7 | 14.2 | 0.0 | 28.4 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 68854 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 44 | 17 |
| 68841 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 17 |
| 68818 | 36.3 | WATCHLIST | VACANCY | 44 | 17 |
| 68980 | 36.1 | WATCHLIST | LISTINGS_DISCOUNT | 56 | 12 |
| 68628 | 35.5 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68654 | 34.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 68846 | 34.3 | EARLY_SIGNAL | VACANCY | — | 17 |
| 68979 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 25 |
| 68319 | 32.1 | EARLY_SIGNAL | VACANCY | — | 12 |
| 68843 | 31.5 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/68865
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.