ZIP
74528
OK · County 40121 · pop 157 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13528
Why This ZIP
ZIP 74528 ranks #13528 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74528 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40121 — ZIP 74528 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40121 — ZIP 74528 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40121 — ZIP 74528 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 32.9 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 71.6 |
| Bank Institutional | 31.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13528
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.3
Pulse score30.8
Signal Breakdown — 10 Categories
Vacancy
32.9
Auction / REO
—
Construction Pressure
71.6
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.5
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
32.9%
Bank Score
31.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74528 | 30.8 | 19.6 | 0.0 | — |
| County 40121 | 36.2 | 19.7 | 0.0 | 33.9 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74561 | 42.4 | STRONG_BUY | VACANCY | 55 | 18 |
| 74432 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 22 |
| 74425 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 18 |
| 74547 | 37.9 | PEAK_OPPORTUNITY | VACANCY | 38 | 18 |
| 74501 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 39 | 18 |
| 74462 | 36.6 | OVERHEATED | VACANCY | 32 | 17 |
| 74553 | 36.0 | EARLY_SIGNAL | VACANCY | — | 18 |
| 74536 | 35.3 | WATCHLIST | VACANCY | 39 | 17 |
| 74552 | 33.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 74570 | 33.5 | EARLY_SIGNAL | VACANCY | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74528
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.