ZIP
75135
TX · County 48231 · pop 10,265 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15272
Why This ZIP
ZIP 75135 ranks #15272 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75135 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48231 — ZIP 75135 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48231 — ZIP 75135 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48231 — ZIP 75135 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.1 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.6 |
| Construction Pressure | 62.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15272
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.1
Pulse score33.7
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
62.5
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
33.1
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
87.8
Price Cut %
1.8%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
33.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75135 | 33.7 | 14.2 | 0.0 | 33.1 |
| County 48231 | 33.3 | 13.8 | 0.0 | 31.2 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75469 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 16 |
| 75474 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 13 |
| 75401 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 13 |
| 75428 | 34.7 | EARLY_SIGNAL | VACANCY | 36 | 13 |
| 75452 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 14 |
| 75189 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 75433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75423 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 75169 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
| 75449 | 30.8 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75135
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.