ZIP
75496
TX · County 48231 · pop 3,066 (population)
30.4
Opportunity Index
WEAKNational rank #21513
Why This ZIP
ZIP 75496 ranks #21513 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 26.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75496 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48231 — ZIP 75496 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48231 — ZIP 75496 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48231 — ZIP 75496 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 20.3 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 14.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 74.5 |
| Construction Pressure | 57.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21513
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp26.0
Pulse score33.4
Signal Breakdown — 10 Categories
Vacancy
10.1
Auction / REO
—
Construction Pressure
57.7
FL Deep Bonus
—
Property Stress
14.0
HOA / Federal Liens
—
Listings Discount
20.3
Bank Institutional
74.5
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
78.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.1%
Bank Score
74.5
Insurance Score
0.0
Listings Discount
20.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75496 | 33.4 | 14.8 | 0.0 | 20.3 |
| County 48231 | 33.3 | 13.8 | 0.0 | 31.2 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75469 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 48 | 16 |
| 75474 | 36.4 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 13 |
| 75401 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 13 |
| 75428 | 34.7 | EARLY_SIGNAL | VACANCY | 36 | 13 |
| 75452 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 14 |
| 75189 | 33.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 38 | 12 |
| 75135 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 13 |
| 75433 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75423 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 75169 | 32.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75496
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.