ZIP
75765
TX · County 48499 · pop 8,195 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6368
Why This ZIP
ZIP 75765 ranks #6368 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 35.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75765 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48499 — ZIP 75765 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48499 — ZIP 75765 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48499 — ZIP 75765 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 32.7 |
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 24.7 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6368
PhaseOVERHEATED
Primary driverVACANCY
Capital opp35.7
Pulse score37.2
Signal Breakdown — 10 Categories
Vacancy
24.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
32.7
Bank Institutional
52.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
97.8
Price Cut %
14.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
24.7%
Bank Score
52.8
Insurance Score
0.0
Listings Discount
32.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75765 | 37.2 | 16.9 | 0.0 | 32.7 |
| County 48499 | 35.8 | 17.5 | 0.0 | 34.7 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75755 | 44.0 | STRONG_BUY | VACANCY | 60 | 20 |
| 75410 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 43 | 17 |
| 75783 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 38 | 15 |
| 75497 | 37.2 | OVERHEATED | VACANCY | 35 | 16 |
| 75494 | 36.8 | OVERHEATED | VACANCY | 34 | 16 |
| 75440 | 36.7 | OVERHEATED | VACANCY | — | 20 |
| 75451 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 20 |
| 75471 | 34.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 75480 | 33.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 75431 | 33.4 | EARLY_SIGNAL | VACANCY | — | 19 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75765
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.