ZIP
76250
TX · County 48097 · pop 973 (population)
29.0
Opportunity Index
WEAKNational rank #24959
Why This ZIP
ZIP 76250 ranks #24959 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.9, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76250 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48097 — ZIP 76250 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48097 — ZIP 76250 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48097 — ZIP 76250 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 13.0 |
| Property Stress | 12.0 |
| Vacancy | 4.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#24959
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp36.9
Pulse score23.8
Signal Breakdown — 10 Categories
Vacancy
4.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.0%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76250 | 23.8 | 12.3 | 0.0 | — |
| County 48097 | 30.9 | 12.5 | 0.0 | 22.1 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76265 | 36.7 | OVERHEATED | VACANCY | — | 21 |
| 76238 | 36.5 | PEAK_OPPORTUNITY | VACANCY | 49 | 12 |
| 76273 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 14 |
| 76233 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 15 |
| 76252 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 12 |
| 76239 | 32.1 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76272 | 31.2 | EARLY_SIGNAL | VACANCY | 33 | 12 |
| 76240 | 30.5 | WEAK | BANK_INSTITUTIONAL | 20 | 12 |
| 76234 | 29.7 | WEAK | BANK_INSTITUTIONAL | — | 10 |
| 76266 | 29.7 | WEAK | BANK_INSTITUTIONAL | 30 | 11 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76250
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.