ZIP
78132
TX · County 48091 · pop 40,383 (population)
32.6
Opportunity Index
EARLY_SIGNALNational rank #15565
Why This ZIP
ZIP 78132 ranks #15565 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78132 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48091 — ZIP 78132 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48091 — ZIP 78132 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48091 — ZIP 78132 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.5 |
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.9 |
| Construction Pressure | 50.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15565
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.2
Pulse score30.9
Signal Breakdown — 10 Categories
Vacancy
5.8
Auction / REO
—
Construction Pressure
50.5
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
31.5
Bank Institutional
56.9
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
86.1
Price Cut %
16.2%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
5.8%
Bank Score
56.9
Insurance Score
0.0
Listings Discount
31.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78132 | 30.9 | 18.5 | 0.0 | 31.5 |
| County 48091 | 32.7 | 17.8 | 0.0 | 36.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78015 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
| 78108 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 15 |
| 78154 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 19 |
| 78163 | 36.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 46 | 19 |
| 78266 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 19 |
| 78676 | 36.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 33 | 22 |
| 78133 | 36.0 | WATCHLIST | VACANCY | 37 | 19 |
| 78606 | 34.8 | EARLY_SIGNAL | VACANCY | 29 | 23 |
| 78623 | 34.6 | WATCHLIST | VACANCY | 41 | 19 |
| 78070 | 33.9 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 19 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78132
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.