ZIP
78357
TX · County 48131 · pop 2,726 (population)
40.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #1820
Why This ZIP
ZIP 78357 ranks #1820 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 38.8, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78357 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48131 — ZIP 78357 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48131 — ZIP 78357 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48131 — ZIP 78357 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.4 |
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 23.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.6 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#1820
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp38.8
Pulse score41.6
Signal Breakdown — 10 Categories
Vacancy
23.7
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
48.4
Bank Institutional
73.6
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
162.7
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
23.7%
Bank Score
73.6
Insurance Score
0.0
Listings Discount
48.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78357 | 41.6 | 22.0 | 0.0 | 48.4 |
| County 48131 | 43.7 | 25.8 | 0.0 | 45.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78332 | 45.4 | STRONG_BUY | VACANCY | 53 | 28 |
| 78384 | 44.9 | STRONG_BUY | VACANCY | 56 | 23 |
| 78372 | 43.5 | STRONG_BUY | VACANCY | 44 | 28 |
| 78341 | 36.4 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78361 | 36.3 | WATCHLIST | VACANCY | 42 | 17 |
| 78349 | 32.5 | EARLY_SIGNAL | VACANCY | — | 21 |
| 78376 | 29.7 | WEAK | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78357
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.