ZIP
78605
TX · County 48053 · pop 7,632 (population)
39.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #2363
Why This ZIP
ZIP 78605 ranks #2363 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78605 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48053 — ZIP 78605 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48053 — ZIP 78605 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48053 — ZIP 78605 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.6 |
| Foreclosure / Delinquency | 32.0 |
| Property Stress | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.5 |
| Bank Institutional | 72.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2363
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp37.2
Pulse score41.6
Signal Breakdown — 10 Categories
Vacancy
8.3
Auction / REO
—
Construction Pressure
73.5
FL Deep Bonus
—
Property Stress
26.0
HOA / Federal Liens
—
Listings Discount
40.6
Bank Institutional
72.5
Insurance Distress
0.0
Foreclosure / Delinquency
32.0
Top-Line Metrics
Avg DOM (days)
105.3
Price Cut %
22.5%
Short-Sale Listings
14
Auction Events 90d
—
Vacancy %
8.3%
Bank Score
72.5
Insurance Score
0.0
Listings Discount
40.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78605 | 41.6 | 27.4 | 0.0 | 40.6 |
| County 48053 | 39.3 | 26.7 | 0.0 | 36.3 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76550 | 43.7 | STRONG_BUY | VACANCY | 48 | 30 |
| 76539 | 42.1 | STRONG_BUY | VACANCY | 49 | 31 |
| 78611 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 37 | 26 |
| 78639 | 39.8 | OVERHEATED | VACANCY | 33 | 30 |
| 78657 | 39.1 | OVERHEATED | VACANCY | 30 | 29 |
| 78669 | 38.3 | OVERHEATED | VACANCY | 32 | 24 |
| 78654 | 37.0 | OVERHEATED | VACANCY | 28 | 25 |
| 76549 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 16 |
| 76527 | 34.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 15 |
| 78642 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 36 | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78605
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.