ZIP
78951
TX · County 48089 · pop 0 (equal)
33.2
Opportunity Index
EARLY_SIGNALNational rank #14022
Why This ZIP
ZIP 78951 ranks #14022 nationally with phase EARLY_SIGNAL. Primary driver: FORECLOSURE_DELINQUENCY. Capital opportunity score is 40.0, signal coverage 5/10 (63% data coverage, MEDIUM confidence).
ZIP 78951 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48089 — ZIP 78951 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48089 — ZIP 78951 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48089 — ZIP 78951 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 56.0 |
| Property Stress | 27.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 53.9 |
| Bank Institutional | 27.0 |
⚠ Missing Data
VacancyAuction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 63%
Confidence: MEDIUM
⇅ Rank
National rank#14022
PhaseEARLY_SIGNAL
Primary driverFORECLOSURE_DELINQUENCY
Capital opp40.0
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
—
Auction / REO
—
Construction Pressure
53.9
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
56.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
—%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78951 | 28.7 | 33.6 | 0.0 | — |
| County 48089 | 42.4 | 39.9 | 0.0 | 14.6 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77434 | 47.4 | STRONG_BUY | VACANCY | 61 | 32 |
| 78962 | 41.8 | OVERHEATED | VACANCY | — | 36 |
| 78950 | 40.3 | OVERHEATED | VACANCY | — | 28 |
| 77475 | 40.2 | OVERHEATED | VACANCY | — | 39 |
| 77442 | 40.2 | OVERHEATED | VACANCY | — | 39 |
| 77470 | 40.2 | OVERHEATED | VACANCY | — | 39 |
| 78933 | 39.4 | OVERHEATED | VACANCY | — | 34 |
| 78940 | 39.3 | OVERHEATED | VACANCY | — | 26 |
| 78934 | 38.6 | OVERHEATED | VACANCY | 16 | 39 |
| 77964 | 38.0 | OVERHEATED | VACANCY | — | 26 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78951
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.