ZIP
83858
ID · County 16055 · pop 19,315 (population)
35.6
Opportunity Index
EARLY_SIGNALNational rank #8226
Why This ZIP
ZIP 83858 ranks #8226 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 35.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 83858 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 16055 — ZIP 83858 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 16055 — ZIP 83858 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 16055 — ZIP 83858 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 35.0 |
| Listings Discount | 32.4 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.4 |
| Construction Pressure | 32.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#8226
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp35.5
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
32.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
32.4
Bank Institutional
63.4
Insurance Distress
0.0
Foreclosure / Delinquency
35.0
Top-Line Metrics
Avg DOM (days)
52.0
Price Cut %
13.8%
Short-Sale Listings
10
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
63.4
Insurance Score
0.0
Listings Discount
32.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 83858 | 35.7 | 25.8 | 0.0 | 32.4 |
| County 16055 | 33.0 | 26.0 | 0.0 | 28.7 |
| ID state avg | 28.1 | 13.9 | 0.0 | 23.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 83861 | 41.1 | OVERHEATED | BANK_INSTITUTIONAL | 35 | 37 |
| 83869 | 36.5 | OVERHEATED | VACANCY | 29 | 26 |
| 83835 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 31 | 25 |
| 83803 | 35.0 | EARLY_SIGNAL | VACANCY | 30 | 29 |
| 83833 | 34.5 | EARLY_SIGNAL | VACANCY | 30 | 25 |
| 83814 | 34.3 | EARLY_SIGNAL | VACANCY | 25 | 25 |
| 83876 | 33.8 | EARLY_SIGNAL | VACANCY | 28 | 25 |
| 83854 | 33.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 30 | 25 |
| 83842 | 33.0 | EARLY_SIGNAL | VACANCY | 27 | 25 |
| 83810 | 32.9 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 35 | 25 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/83858
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.