ZIP
85206
AZ · County 04013 · pop 36,896 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5541
Why This ZIP
ZIP 85206 ranks #5541 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 85206 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 04013 — ZIP 85206 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 04013 — ZIP 85206 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 04013 — ZIP 85206 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.7 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.8 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5541
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp37.0
Pulse score37.2
Signal Breakdown — 10 Categories
Vacancy
14.9
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
36.7
Bank Institutional
61.8
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
87.7
Price Cut %
7.7%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
14.9%
Bank Score
61.8
Insurance Score
0.0
Listings Discount
36.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 85206 | 37.2 | 23.6 | 0.0 | 36.7 |
| County 04013 | 34.2 | 23.6 | 0.0 | 32.5 |
| AZ state avg | 33.4 | 20.7 | 0.0 | 31.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 85337 | 42.1 | STRONG_BUY | BANK_INSTITUTIONAL | 59 | 22 |
| 85120 | 41.4 | STRONG_BUY | VACANCY | 51 | 21 |
| 85213 | 38.2 | PEAK_OPPORTUNITY | VACANCY | 39 | 22 |
| 85139 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 22 |
| 85321 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 51 | 10 |
| 85207 | 37.4 | OVERHEATED | VACANCY | 36 | 22 |
| 85209 | 37.2 | OVERHEATED | VACANCY | 34 | 22 |
| 85374 | 37.1 | OVERHEATED | VACANCY | 35 | 22 |
| 85373 | 37.1 | OVERHEATED | BANK_INSTITUTIONAL | 36 | 22 |
| 85262 | 36.9 | OVERHEATED | VACANCY | 31 | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/85206
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.