ZIP
87413
NM · County 35045 · pop 14,966 (population)
37.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #5541
Why This ZIP
ZIP 87413 ranks #5541 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 37.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 87413 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35045 — ZIP 87413 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35045 — ZIP 87413 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35045 — ZIP 87413 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.9 |
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 65.5 |
| Construction Pressure | 46.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#5541
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp37.9
Pulse score36.5
Signal Breakdown — 10 Categories
Vacancy
13.0
Auction / REO
—
Construction Pressure
46.3
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
41.9
Bank Institutional
65.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
100.3
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
13.0%
Bank Score
65.5
Insurance Score
0.0
Listings Discount
41.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87413 | 36.5 | 18.9 | 0.0 | 41.9 |
| County 35045 | 34.5 | 19.0 | 0.0 | 30.0 |
| NM state avg | 29.9 | 14.0 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87412 | 39.3 | PEAK_OPPORTUNITY | VACANCY | 53 | 21 |
| 81137 | 38.7 | OVERHEATED | BANK_INSTITUTIONAL | 32 | 23 |
| 87410 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 21 |
| 87401 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 86514 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 87419 | 34.6 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 87420 | 34.6 | EARLY_SIGNAL | VACANCY | 25 | 21 |
| 87417 | 34.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 87328 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 87313 | 32.9 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/87413
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.