ZIP
87420
NM · County 35045 · pop 11,048 (population)
34.6
Opportunity Index
EARLY_SIGNALNational rank #10557
Why This ZIP
ZIP 87420 ranks #10557 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 29.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 87420 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 35045 — ZIP 87420 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 35045 — ZIP 87420 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 35045 — ZIP 87420 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 25.1 |
| Property Stress | 21.0 |
| Vacancy | 19.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 73.1 |
| Construction Pressure | 46.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10557
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp29.6
Pulse score37.9
Signal Breakdown — 10 Categories
Vacancy
19.7
Auction / REO
—
Construction Pressure
46.3
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
25.1
Bank Institutional
73.1
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
19.7%
Bank Score
73.1
Insurance Score
0.0
Listings Discount
25.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 87420 | 37.9 | 19.1 | 0.0 | 25.1 |
| County 35045 | 34.5 | 19.1 | 0.0 | 29.8 |
| NM state avg | 30.0 | 14.2 | 0.0 | 28.9 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 87412 | 39.2 | PEAK_OPPORTUNITY | VACANCY | 52 | 21 |
| 81137 | 38.7 | OVERHEATED | BANK_INSTITUTIONAL | 32 | 23 |
| 87413 | 37.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 42 | 21 |
| 87410 | 36.8 | PEAK_OPPORTUNITY | VACANCY | 40 | 21 |
| 87401 | 36.1 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
| 86514 | 35.0 | EARLY_SIGNAL | VACANCY | — | 24 |
| 87419 | 34.5 | EARLY_SIGNAL | VACANCY | 34 | 20 |
| 87417 | 34.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 87328 | 33.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 87313 | 32.9 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/87420
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.